Programs at Ridgewood CG

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PROGRAMS
Capital Markets Program

Programs
Program Description
Highlights

Credit Tenant Lease

 

Program for existing and "to-be built." Investment Grade, sub-investment grade and even non-investment grade considered.  Minimum loan amount of $3,000,000.

 

 

This is a unique loan program for investment and non-investment grade single tenant properties.  Borrower credit and property issues generally not a problem.  Loans up to 100% of value.  Construction to perm loans available.

 

Traditional Conduit

 

Loans from $2,000,000 and up

 

 

Very competitive pricing for 5,7,10 and 15 year term loans.  Loans up to 80% for multi-family and certain commercial properties.  Interest only and mezz available on a case-by-case basis.

 



 
Portfolio

Programs
Program Description
Highlights

Stated Income Program #1

 

From $250,000 to $3,000,000

 

 

No Borrower tax returns or income validation required.  * No Owner/User

 

Traditional Commercial and Multi-Family Loan Programs

 

Loan amounts from $250,000 to $50,000,000

 

 

Multiple competitively priced fixed and floating rate programs available with terms up to 30 years. Many programs options available including fixed to floating programs, interest only and earn-outs.  Generally recourse but limited and non-recourse programs available.

 

SBA 504 Loans

Loan amounts up to 4 million.

Provide up to 90% business real estate.  Owner must have 51% owner occupied. 



 
Specialty Programs

Programs
Program Description
Highlights

Hard Money and Bridge Loans

 

Loan amount from $500,000 and up.

 

 

Typically income producing properties but land transactions will be considered for properties in strong markets. Entitlements preferable but not mandatory. 

 

Construction Loans Loans from $2,000,000 and up Construction program with terms. Multi-Family, Commercial and Sub-Divisions.  Up to 90% LTC join equity for the project.

 
 
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